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Because flying solo doesn’t mean going it alone.

Let’s be honest—most of us don’t like thinking too far ahead. But whether you’re aging solo or love someone who is, a little planning now can lead to a lot more freedom (and fun) later. And yes, we’re looking at you, fiercely independent folks who “don’t want to be a bother.”

This guide is for everyone at the table: the aging parent who likes things just so, and the adult child who lies awake wondering, “Are they really okay on their own?”

Here are 9 things you can do now to age well, live fully, and keep control of your story—no matter who’s in your corner (hint: more people than you think!).

1. Know Your Numbers (Without Panic)

You don’t need a financial planner or a stack of spreadsheets—just a clear look at what’s coming in, what’s going out, and what you’ve got tucked away. Think of it as your personal life dashboard. No shame, no guilt—just facts. Trust us, future-you will be grateful.

2. Pay Less for the Stuff You Already Use

Still paying full price for cable, phone, or insurance? Stop right there. There’s a smart way to cut your bills without cutting corners.

Enter Techie Nesters’ Money Wise service: For just $99, they work with you to lower your monthly bills—without needing access to your personal info. If they don’t save you at least $99 over 12 months, you don’t pay. (Yep, it’s that good.)
👉 Check it out here

3. Talk About the Tough Stuff Early

Healthcare wishes. Emergency contacts. Legal documents. These aren’t exactly fun dinner topics, but trust us, they’re a lot easier to talk about now than in a crisis. Make it a tradition: one “real talk” conversation a year over coffee (or wine). Bring snacks. Bring tissues. Bring your real self.

4. Get Your House Future-Ready

No, we don’t mean building a robot butler. But think grab bars, better lighting, and clearing out those tripping hazards. If your house isn’t working for you anymore, consider a new setup—downsizing, co-housing, or something in between. Comfort and safety are always in style.

5. Create Your Personal Care Squad

Even if you don’t have kids, you can still build a team. Think neighbors, old friends, church groups, or new communities like Techie Nesters (more on that below). You don’t need to be alone unless you want to be alone.

Adult kids—this is your cue to help your parent find their people. It’s not about doing everything for them, but helping make connections that last.

6. Stay Social (Even If You’re an Introvert)

Loneliness sneaks in quietly—and it’s not good for anyone. Join something. Anything. A book club, a walking group, a local class, or the online community at TechieNesters.com. It’s like a virtual village where folks your age share stories, laugh, and show up for one another. You may even meet your next best friend.

7. Keep Learning and Tech-ing

It’s never too late to learn how to use that tablet, make a TikTok, or ask Google to turn on the lights. Staying curious keeps your brain happy. Ask your grandkids for tech help—they’ll love being the expert for once!

8. Have a “What If?” Plan

Solo aging means you call the shots—but it also means thinking about what happens if you can’t. Choose a decision-maker you trust (a friend, niece, neighbor, or adult child) and make sure they know your wishes. Add a backup too. It’s called peace of mind, and it’s priceless.

9. Celebrate Your Independence

You’re not planning out of fear—you’re planning for freedom. The kind that lets you say yes to that vacation, that dinner invite, or that wild new hobby. You’ve earned the right to live life on your terms. Let’s make sure you’ve got the setup to support that.

Bottom line?

Aging solo doesn’t mean aging silently. With a little teamwork (you + your family + smart partners like Techie Nesters), you can build a joyful, secure, and connected future.

So go ahead. Have the conversation. Make the plan. And toast to a future that feels a lot less scary—and a lot more yours.

Want help making your finances future-ready?

👛 Try the Money Wise service — the package that literally pays for itself.

Want to make friends, stay sharp, and build your own care circle?

💬 Join the Nest — a place where aging solo doesn’t mean aging alone.

Story Sponsored by:

A virtual retirement community for aging well.

Our virtual retirement community is a trusted and sustainable way to live at home longer, find greater purpose, and enjoy camaraderie and ‘connectedNest’.

We’re a lifeline rooted in the benefits of contributing and consuming. When you apply to be a member of the Nest, you’re joining something bigger than all of us. Members are recruited either directly or by referral.

Call 1-833-613-N-E-S-T (6378) to inquire or check out the Techie Nesters website at techienesters.com.

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Photo by Kampus Production